Scholarly Investing

Enter your financial snapshot to get a comprehensive health check across 7 key ratios.

Income

Total Monthly Income (₹)

Monthly Expenses

Total Monthly Loan / EMI Payments incl. housing (₹)

Monthly Housing Costs — rent or home loan EMI (₹)

Essential Living Expenses excl. loan EMIs (₹/month)

Discretionary Expenses (₹/month)

Other Monthly Expenses (₹)

Cash & Equivalents

Cash in Savings/Current Accounts (₹)

Liquid / Money Market Funds (₹)

Fixed Deposits (₹)

Equity

Indian Equity Mutual Funds & ETFs (₹)

Direct Equity / Listed Stocks (₹)

International Equity (FoFs / LRS / GIFT) (₹)

Fixed Income

Debt / Bond Mutual Funds (₹)

Direct Bonds (G-Sec, Corporate, Tax-Free) (₹)

Provident Fund / EPF / PPF / NPS (₹)

Gold & Commodities

Gold — Physical / ETF / SGB (₹)

Silver — Physical / ETF (₹)

Real Estate

Primary Residence — current market value (₹)

Investment Property / Land (rental, plots, second home) (₹)

REITs / InvITs (₹)

This property is self-occupied?

Alternatives & Other

AIF / PMS (₹)

Other Assets (vehicles, business equity, collectibles) (₹)

Liabilities

Total Outstanding Liabilities (₹)

Financial Ratio Analysis